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joan zemke expects interest rates to decline over the next few months. to maximize her long-term earnings she should use a:

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Joan Zemke expects interest rates to decline over the next few months. to maximize her long-term earnings she should use a regular savings account

You agree to depositing a specific amount each month into a standard savings account. In exchange, the bank or building society offers you an interest rate that is higher than what you would receive from a current account or regular savings account.

You will get a refund of any funds deposited into the account along with any accumulated interest at the conclusion of the period. Typically, these accounts have interest rates that are greater than current or rapid access accounts. Others provide set interest rates. Others have a variable rate.

If you don't save every month or if you need to make a withdrawal, the interest rate can be lowered.

To know more about the regular savings account :
https://brainly.com/question/12501824

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