PLEASE HELP!!!!! WILL MARK BRAINLIEST!!!!!
Which of the following is an example of discretionary spending?

Question 4 options:

Car insurance


Water bill


Streaming services


Power bill

Question 5 (2 points)
Which of the following is a benefit of a savings account?

Question 5 options:

Easier access to funds.


Being able to pay for things later.


Lower interest rates.


Higher interest rates.