Answer :
All the above are the purposes of credit counselling except A. To provide borrowers with short-term loans
Credit counselling refers to advice given to borrowers to:
- Help them avoid bankruptcy
- Help them develop a debt management plan
- Teach them habits that will ensure they don't borrow in a dangerous way
Debt counselling is meant to help borrowers avoid the adverse effects of borrowing and is not meant to provide borrowers with even more avenues for borrowing.
In conclusion, credit counselling is not meant to provide borrowers with more loans.
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