HALP PLEASE!!!!!

Read the following excerpt and answer the question. Based on Shlemiel's thoughts, would this be an example of
direct or indirect characterization? As I stood in the street wondering what to do, it began to rain. "Where's my
umbrella?" I said to myself. And I knew
the answer at once. I'd left it - somewhere.
A) Direct
B) Indirect
C) Neither


Answer :

I believe it is a direct Bc she is talking about herself

Answer: B

Explanation: I would say they didn't really describe the character himself and what he was trying to do.