Answer :
10,000*0.95^2
=9025
0.95 is a multiplyer since 100%-5%=95% then divided by 100 giving you 0.95
You always power by the amount of years
So the format is always
Amount*multiplyer^years
=9025
0.95 is a multiplyer since 100%-5%=95% then divided by 100 giving you 0.95
You always power by the amount of years
So the format is always
Amount*multiplyer^years