Jennifer deposits $80 into an investment account with a rate of 4%, compounded annually. The equation y = 80(1 + 0.04)x can be used to determine the number of years, x, it takes for Jennifer’s balance to reach a certain amount of money, y. Jennifer graphs the relationship between time and money. What is the y-intercept of Jennifer’s graph?

(0, 80)
(0, 0)
(80, 80)
(80, 0)